With Inbank hire-purchase you can pay for one or more services in instalments.
- Easy – Entering into an agreement is simple, since you’re obtaining both the service and financing from the same place.
- Convenient – When you enter into your agreement you don’t need to submit any documents other than personal ID, and the service can be used by clients of any bank.
- Quick – Once you’ve filled in your application, we will make enquiries about you that will only take a few seconds. You’ll be contacted, and then you can decide how you want to sign your agreement.
Requirements of clients
- Age: 20-75
- Regular monthly income of at least 240 EUR (of which evidence can be provided); regular income includes salaries, pensions and parental benefits
- An unblemished payment history and no outstanding debts
- A valid work and residence permit (if a foreigner’s passport is submitted); as personal ID we accept Estonian passports (all types) and ID cards
- A current account (for e-invoices) in Swedbank, SEB, Danske Bank, Nordea, Eesti Krediidipank or LHV
Terms and conditions of financing Amount financed:
- 100-10,000 EUR
Monthly management fee for agreement: 0.90 EUR (from the second instalment)
- Agreement fee: 15 EUR
- Agreement term: 4-60 months
- Downpayment from 0 EUR (on amounts up to 4000 EUR)
- Downpayment from 10% (on amounts from 4001-10,000 EUR)
- Interest rate: 9% of purchase amount p.a.
- Payment date for monthly instalments: 12th
Sign up and we’ll cover your bill
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